Self is a fin-tech (financial technology) company that allows you to build your credit. credit-builder account, also known as a credit builder loan, is a small loan taken out in your name. However, instead of the funds being disbursed directly to you, Self holds onto it in the form of a secured loan by placing your money into a CD (certificate of deposit). Once the initial loan is paid off through on-time monthly payments over 12 or 24 months, they then release the funds to you.

What makes this account unique, is that every time you make an on-time monthly payment, it’s reported to all three credit bureaus; Equifax, Experian, and Transunion.

Earn $200 cash back with the Chase Freedom Unlimited card or the Chase Freedom Flex card. You can earn 5% cash back on grocery store purchases (not including Target® or Walmart® purchases) on up to $12,000 spent in the first year.

No interest or fees

No credit history required

Earn up to 1% cashback

100% free. No credit card required. Checking your credit won't hurt your scoreDo you know your credit score? Get yours free every month and even tips on how you could improve it.

Millions of people have inaccurate or unfair negative items wrongfully hurting their score. Credit repair is the process of finding and addressing these questionable items.

Find out if you’re affected

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